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Motor Vehicle Compensation A motor vehicle is a device that is used to transport property or people through public highways, and is powered by mechanical means. Motor vehicles include trucks, cars, buses, motorcycles, and even aircrafts. Two studies showed that interaction with insurance companies while claiming compensation from a motor vehicle accident was associated with elevated levels of anxiety. More research is needed to determine the reason for this. Damages The value of your claim for damages resulting from an accident in your vehicle is contingent on the specific costs and losses you incurred. An attorney for personal injury can assist you in determining the proper amount of compensation to be awarded for your particular circumstances. Damages are typically classified as “special” or “general.” Special damages are able to be accounted for as expenses like medical bills or car repair bills. General damages are not as easy to calculate and also include non-economic elements like suffering and pain. If your injuries are serious enough to be deemed by New York law as a serious injury, you could be entitled to additional compensation above and over what an insurance company will offer you. If you suffer from a permanent impairment that significantly affects your life quality, you may be entitled compensation for loss in consortium and other damages that are not economic. You may be able to claim reimbursement for the costs of public transportation, taxis or ridesharing services in the event that you were unable or unwilling to drive following your accident. You can also claim expenses to maintain your yard or home if you are unable to do this because of your injuries. You could be able to get the loss back in resales for your vehicle that has been damaged. In some cases, a defendant may be ordered to pay punitive damages when it is proved that they intentionally caused the accident. These damages are intended to penalize the responsible party for recklessness or negligence. Medical bills Medical expenses can be costly for victims of motor accident vehicles. Some insurance policies for car owners include medical payment coverage, also known as med-pay, which can help pay for the expenses. In many instances, this coverage is available regardless of who was at fault for the crash. It is crucial to remember that medical insurance is not meant to replace for health insurance. In reality, a victim must always file a claim through their own health insurance first before submitting a claim to the at-fault driver's auto insurance company. There is also reimbursement for the cost of transportation to and from medical appointments. To ensure they receive a fair amount of money, victims should be diligent in tracking and saving receipts. The No-Fault insurance is able to pay for lost earnings, if they are unable work because of injuries. The maximum amount that can be collected is $2,000 a month for a maximum period of three years. The No-Fault insurer may also be required to offset this amount with any Disability, Workers' Compensation or Social Security benefits that the injured party is receiving. Despite the financial aid that may be available, it may take a few months, and sometimes years, for a favorable settlement to be reached. In the meantime medical debt collectors might call, and unpaid debts can cause significant damage to your credit score. To prevent this from happening, victims must establish a relationship as a client attorney with a law office that represents auto accident cases. Loss of wages A car crash can leave you in a state of financial difficulty. When you're not able to work, medical bills or credit card debts and loan payments can pile up. In addition, losing income can cause stress for your family. You can claim lost wages from your car accident attorney. In order to prove the loss of your wages, you will require documentation to prove your hourly wage or salary and the number of days that you have missed due to injury. You can get a letter from the employer or pay stubs as well as tax returns, bank statements or tax return, etc. The process of proving your income is more difficult if are self-employed or on commission. However, your knowledgeable car accident lawyer will assist you gather the evidence to support your claim. You are only able to recover your lost wages as part of a car accident claim. You can't recover them from worker's compensation or disability insurance, as this is considered to be as a double recovery. The insurance company that is no-fault will send you to an independent doctor who they have hired to examine you. This doctor will determine whether your injuries, according to the doctor’s opinion, prevent you from working. This is known as an independent medical examination (IME), and it is important to note that the physician who performs your IME will be biased towards the insurance company. motor vehicle accident lawyer kent and suffering As opposed to medical bills or lost wages, it's tough to determine the value of the pain and suffering that comes from a motor vehicle accident. It is often more debilitating than physical injuries as the trauma of a crash may cause emotional issues such as PTSD. A person suffering from PTSD may experience insomnia or anxiety, which could prevent them from sleeping well, or they may be unable to drive due to the fear of a collision. An attorney can calculate the total amount of non-economic damages, and collaborate with a juror to determine how much to award for suffering and pain. This amount can also be affected by the severity of your injuries and how they impact your daily life. It may be worthwhile to keep a diary or have your family or friends provide written evidence. Certain states have a limit on the amount of compensation granted for pain and loss. New York does not have a cap, but victims are only able to file a lawsuit and request damages for serious injuries. A Manhattan car accident attorney can help you determine the real costs of your injuries and demonstrate that you are entitled to a fair amount of compensation.